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Krugman’s Substack
Javier Pimentel Javier Pimentel

Krugman’s Substack

Nobel Prize winning economist Paul Krugman, my favourite economist (and a great beacon of moral clarity in the times of MAGA) left the New York Times in 2024. HIs substack, where you can read him unedited and without going through a paywall is a great thing to follow.

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Hiking up Jebel Jais
Javier Pimentel Javier Pimentel

Hiking up Jebel Jais

A travel note about Jebel Jais and the hike to the highest peak in the UAE, for those who claim everything is “artificial” in this part of the world.

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Sobre Alpe d’Huez
Javier Pimentel Javier Pimentel

Sobre Alpe d’Huez

Esta es una reseña de Alpe d’Huez, la penúltima novela de Ricardo Silva Romero que se ocupa de la colombianidad a través de la hazaña de Lucho Herrera en la “etapa reina” del tour de Francia.

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The View from Lion’s Head
Javier Pimentel Javier Pimentel

The View from Lion’s Head

A brief travel note about my second and finally successful attempt to get to the top of Lion’s Head, Cape Town, just to be rewarded with one of the most beautiful sunsets I can remember.

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El Problema con Juanpis González
Javier Pimentel Javier Pimentel

El Problema con Juanpis González

Siempre me ha parecido que Juanpis Gonzales, el personaje de Alejandro Riaño, es una oportunidad perdida, una sátira más bien tonta. Acá explico por qué.

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The ECJ’s Betaal Garant Decision: Good Outcome, Problematic Reasoning
Javier Pimentel Javier Pimentel

The ECJ’s Betaal Garant Decision: Good Outcome, Problematic Reasoning

On July 16th, the European Court of Justice weighed in on the critical question of what constitutes a payment service under EU Law. The ruling examined penalties imposed by the Dutch Central Bank to Betaal Garant, a firm that issues deposit guarantees in the context of construction projects without a payments license. In this brief article, I argue that the court achieved the right outcome for the case at hand, but also that its reasoning may reopen a number of previously settled questions about activity-based-regulation that create uncertainty about the scope of PSD2.

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Key takeaways (for fintech firms) from the CBUAE’s new Operational Risk Management Regulation
Javier Pimentel Javier Pimentel

Key takeaways (for fintech firms) from the CBUAE’s new Operational Risk Management Regulation

The Central Bank of the UAE recently issued a new Operational Risk Management Regulation (C 1/2026 - issued through public Notice No. 4047-2026) that materially raises operational risk management and resilience expectations for all licensed financial institutions (the previous regulation applied only to banks). It enters into force in one month, so here are some non-AI generated takeaways (Copilot was used for a light proofread) that may be helpful for fintech firms in a rush to comply.

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Any Given Sunday at Pike Place Market
Javier Pimentel Javier Pimentel

Any Given Sunday at Pike Place Market

A brief travel note about a Sunday at Pike Place Market, Seattle. This is my first photo series completely shot with my then new Leica M11P and the Summilux 35mm 1.4.

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Los Relojes de Lafaurie
Javier Pimentel Javier Pimentel

Los Relojes de Lafaurie

Este es mi “review” de la colección de relojes de Juan José Lafaurie, el hijo de Jose Félix Lafaurie (célebre presidente de Fedegán) y Maria Fernanda Cabal (senadora de Ultra'-derecha) a quien el próximo ministro de agricultura avaló como “pequeño productor”, elegible para ser beneficiario de un crédito blando por 400 millones y un subsidio de 95 millones para repagarlo.

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Votar por la decencia
Javier Pimentel Javier Pimentel

Votar por la decencia

Tiene que decirse con claridad: Votar por Abelardo de la Espriella es indecente, es una equivocación moral.

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The Spheres in Seattle
Javier Pimentel Javier Pimentel

The Spheres in Seattle

The contrast between the many shades of green and the metallic surfaces at the Spheres is quite cool.

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Owner’s Review: The JLC Polaris Date with Green Dial
Javier Pimentel Javier Pimentel

Owner’s Review: The JLC Polaris Date with Green Dial

An owner’s review (after more than 100 days of wear) of the JLC Polaris Date with the amazing green dial. Basically: The choice for the watch guy who would prefer his timekeeper to spark conversations that have nothing to do with silly spy fiction.


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Gatsbyesque Eclecticism and The Vizcaya Museum and Gardens
Javier Pimentel Javier Pimentel

Gatsbyesque Eclecticism and The Vizcaya Museum and Gardens

Villa Vizcaya is made of the kind of architectural theatricality that old money bought when it was still new money. The Gatsbyesque eclecticism that seems to be the motif of the estate and the blissful color of its gardens are great reasons to visit the Vizcaya Museum and Gardens in Miami.

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Open Finance in the UAE - What’s new since PSD2?
Javier Pimentel Javier Pimentel

Open Finance in the UAE - What’s new since PSD2?

The Open Finance framework of the UAE shows, as usual, that the UAE thinks very big. This piece examines the original policy goals of open banking in PSD2 and how they have evolved as they are adopted in new jurisdictions, identifying the most important innovations introduced in the UAE framework and the potential challenges ahead, drawing from the lessons learned across 9 years of PSD2 implementation in Europe.

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New York City across the years
Javier Pimentel Javier Pimentel

New York City across the years

Today I finished processing the pictures of the 2024 trip to New York City. This is a selection of some the best pictures I have taken in the big apple across the years, from 2003 to that last trip now full of nostalgia in 2024.

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